Supplemental Insurance: Necessary or Excessive?

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For many of us, our only connection to the concept of supplemental insurance is an amusing series of commercials featuring a slightly obnoxious, but delightfully quirky duck.

Here’s a real definition: Supplemental insurance is extra or additional insurance you can purchase to help pay for services and out-of-pocket expenses that your primary carrier does not cover. This is especially true in regards to adding an extra layer of protection/coverage to a “standard” Medicare policy.

“Medigap” is the most common type of supplemental ...

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